Standard Purchase

Here at RAC, we work one-on-one with mortgage brokers, originators, and processors across the country to restructure VA loans and find efficient ways to get them approved and closed quickly. We have in-house VA underwriting specialists dedicated to helping you close your loans quickly.

The RAC Advantage

No limit on acreage
RAC accepts Rent Free Letter
Manufactured home lending
No downpayment – 100% financing
Seller can pay 100% of Borrower’s Closing Costs

RAC underwrites to the VA guidelines.
24-Hour Underwriting.
Quick Closings.

VA Loan Products

Cash Out Refinance

Another popular refinancing option is the VA Cash-Out Refinance, which allows you to tap into your home’s equity and extract cash. This Program is only available if borrower has an existing mortgage on the property. Any mortgage program is acceptable – borrowers aren’t required to have a VA Loan in order to choose this option; many homeowners use the cash-out option to refinance from an FHA or conventional loan.

The RAC Advantage

Qualified homeowners may be able to refinance up to 100% of their home’s loan-to-value (LTV)
Proceeds can be used for home repairs, remodeling, and other needs
Ability to use cash-out option to refinance any loan type (USDA, VA or Conventional)

Documents + Forms