5027 W Laurel Street, Tampa, FL 33607



Residential Acceptance Corporation (RAC) is dedicated to building great customer experiences and cultivating strong business relationships. Our goal is to take the idea of a “satisfied customer” to the next level.
We have satisfied clients all over the country and we work diligently to get your loans closed. In most cases, we can close your home loan in 18 to 20 days from receipt of a complete loan file.
Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
We reward money-saving real estate program for home buyers…
We reward money-saving real estate program for home buyers…
We refinance our clients as rates change quickly and…
We refinance our clients as rates change quickly and…
Credit is a financial instrument used to help clients…
Credit is a financial instrument used to help clients…
OUR SERVICES
At RAC Mortgage, we are your full-service mortgage lender dedicated to guiding you through every step of the home financing journey with personalized support and expertise. Whether you’re buying your first home, refinancing an existing mortgage, or exploring credit-building solutions, our team offers a broad range of loan programs—including conventional, FHA, USDA, VA, Non-QM, and more—to meet your unique needs. With flexible underwriting, direct access to our experienced staff, and a commitment to closing loans quickly and efficiently, we work one-on-one with you to make homeownership accessible and achievable. From streamlined applications to tailored financing strategies, RAC Mortgage delivers trusted service and real results for borrowers and brokers alike.
We work hard on your behalf to get loans closed for your clients