Standard Purchase

Here at RAC, we specialize in restructuring USDA loans and finding efficient ways to get them approved and closed quickly. We have in-house USDA underwriting specialists dedicated to helping you close your loans quickly.

The RAC Advantage

RAC accepts Rent Free Letter
Finance up to appraised value – 101% LTV!
No downpayment required
RAC underwrites to the FHA guidelines
24-Hour Underwriting
Quick Closings

USDA Loan Products

Refinance Programs

USDA refinance loans allow existing USDA Direct Loan and USDA Guaranteed Loan borrowers to refinance at a lower interest rate. Homeowners with an existing USDA Loan can take advantage of special refinance options and potentially obtain a new USDA refinance loan at a much lower interest rate.

The RAC Advantage

Quick and simple refinance programs with limited documentation
Streamline Refinance
Streamline Assist Program
Non-streamline Refinance (requires full appraisal)

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