5027 W Laurel Street, Tampa, FL 33607
Top FHA Lender Offerings
Checkout the top FHA lender offerings by Residential Acceptance Corporation. Our FHA loan products are great for borrowers who wish to reduce the size of the down payment needed for a FHA home mortgage.
Top FHA Lender Offerings
If your borrower lacks great credit and has not been able to save for a big downpayment, then the FHA mortgage may be the perfect fit. Now with credit scores down to 500, your borrower could become an FHA homeowner today.
RAC accepts Rent Free Letter
Manufactured home lending
3% Down
RAC underwrites to the FHA guidelines. Absolutely no overlays, ever.
24-Hour Underwriting. Even as fast as Same-Day – in by noon EST, out by 6 P.M. EST
Choose your own AMC. Pick a RAC Approved AMC or simply bring your own.
Quick Closings. RAC is known as the Home of the 7-Day Close
FHA Loan Products
203b Refinance
Refinancing with an FHA loan can prove to be an effective way to put that equity to work. Keep in mind that FHA refinancing is only available to homeowners who are currently using their home as their principal residence.
The RAC Advantage
Cash Out Refi
Streamline Rate/Term Refi
Max LTV 97.75% Rate/Term | 85% Cash-Out
Cash out – No Limit to Debt Payoff
Single Family Residences and PUDs
Documents + Documents